KLARNA® – WHAT IS KLARNA?

Sacks Parente has partnered with Klarna Payment solutions to give our customers the best payment alternatives.

Klarna is a well-established, global payment solutions company making online shopping safer and simpler for over 60 million users in 14 countries at over 70,000 retailers.

Learn more at Klarna.com.

 

Pay in 4 easy payments or on credit with Klarna®.

 

WHAT IS “PAY IN 4 PAYMENTS” WITH KLARNA?

Buy now and split your total into 4 easy payments, automatically charged every two weeks. No interest and no hidden fees.

  1. SHOP
    Find your new Sacks Parente putter and select “Pay with Klarna” as your payment method at checkout.
  1. PURCHASE
    Place your order and pay the first installment.
  1. PAY
    Payments are automatically charged every two weeks. If you return any items on your order, your Klarna statement will be updated.

ALL YOU NEED TO START:

  • A U.S. bank account and a credit or debit card
  • To be over 18 years of age
  • A U.S. residential address

 

Financing with Klarna®

How does financing with Klarna work?

It’s simple! Buy your putter at sacksparente.com and pay for your purchase over time. Just choose the payment option that works best for you at checkout and accept the terms. You will know in seconds if you are approved, then complete your purchase. The order amount will be added to your monthly statement. You will receive an email notification of your purchase from Klarna and you can manage your account at klarna.com.

Does Klarna require a minimum amount or have a maximum order total?

The minimum order is $150. The maximum order is $10,000. Klarna will only appear as a payment option at checkout if the order total is within the $150 to $10,000 range.

Does Klarna protect my personal information?

Your privacy and security is very important to Klarna, and the solution is designed to prevent unauthorized use and to protect your personal information. To achieve this, Klarna uses physical, electronic and procedural safeguards to protect your information.

What is the Annual Percentage Rate?

The Annual Percentage Rate (APR) for standard purchases is 19.99%. However, the APR may vary for special offers and promotional purchases. If you are charged interest, the charge will be no less than $2.00 per month. For more information, please View the Klarna Terms and Conditions.

Is there an annual fee?

There is NO ANNUAL FEE to use Klarna.

What is my Klarna credit line?

Your credit line is available on your account statement. To view your statement, log in at klarna.com.

More On Four Easy Payments –  Klarna®

HOW DO I PAY FOR AN ORDER WITH “PAY IN 4 PAYMENTS WITH KLARNA”?

“Pay in 4 payments with Klarna” is a payment method which allows you to spread the cost of your purchase over 4 equal installments. Payment 1 is taken when you place your order, and the next 3 payments are charged every 2 weeks.

WHAT ORDERS CAN BE PAID WITH “PAY IN 4 PAYMENTS WITH KLARNA”?

“Pay in 4 payments with Klarna” is available to all customers over 18 years of age with a billing and shipping address registered in the U.S. Your order will need to total between $160 and $2,000.

HOW DOES “PAY IN 4 PAYMENTS WITH KLARNA” WORK?

“Pay in 4 payments with Klarna” is an interest-free service which splits your total order value into 4 equal installments. When you select the payment method at checkout, you’ll be asked to provide your mobile number in case Klarna needs to contact you and your email address so that Klarna can send you payment reminders. You’ll then be asked to enter your payment details to make your first installment via credit or debit card. The following 3 installments will be charged to the same card. After your first payment, the following 3 installments are charged every 2 weeks. You’ll get an email reminder 2 days before each payment is taken. Payments can’t be made early, and the scheduled payment dates can’t be changed.

WHEN WILL I RECEIVE MY PAYMENT STATEMENT?

Once you’ve placed your order using “Pay in 4 payments with Klarna,” you’ll receive an email from them and also your Sacks Parente order confirmation email. You’ll also receive an email reminder 2 days before each payment is due to come out from Klarna.

WHAT HAPPENS IF I DON’T MAKE A PAYMENT?

You’ll receive an email reminder 2 days before the payment comes out, so you shouldn’t miss the payment. But if you do, then a $10 delayed payment fee may be charged, and it may affect your credit score. If a payment is missed, you’ll get an email notification from Klarna to show payment was unsuccessful.

HOW DO RETURNS WORK IF I USED “PAY IN 4 PAYMENTS WITH KLARNA”?

If you return your putter by following our return policy, then your invoice will be adjusted, and you’ll receive a refund from Klarna within 10 business days for all payments you have made. Your refund will be issued back to your original payment method. If you haven’t paid all of your installments, then the rest of your payments will be cancelled.

If you have any questions about your Klarna account, please contact Klarna Customer Service.

 

HAVING TROUBLE PAYING WITH “PAY IN 4 PAYMENTS WITH KLARNA”?

If you have any trouble placing an order with Klarna, it could be due to one of the following reasons:

  • Klarna may have rejected your application to pay on account. We’d recommend choosing another type of payment or placing an order for a smaller amount.
  • Klarna may not have been able to check your details using the billing address that you’ve provided. You’ll need to make sure that your billing address is the same address that your bank/credit cards are registered to.
  • You may have outstanding payments on previous Klarna statements. Once these are paid off, try “Pay in 4 payments with Klarna” again. If you’ve recently paid off outstanding statements, please allow 24 hours before trying to pay through Klarna again.
  • You may have missed a required field at the checkout, such as filling in your mobile phone number.
  • If you haven’t used Klarna before and you’re shipping to a different address than your billing address, the payment may be declined.

 

PLEASE NOTE: Klarna is an independent payment company, and Sacks Parente has no influence over whether your payment with Klarna is accepted or not.  

LEARN MORE:  https://www.klarna.com/us/what-is-klarna/

If you have any trouble with your order, when using Klarna, please contact Klarna Customer Service:

Online: https://www.klarna.com/us/customer-service/

By phone: (844) 552-7621

KLARNA TERMS AND CONDITIONS https://cdn.klarna.com/1.0/shared/content/legal/terms/Klarna/en_us/account